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Buying life insurance can be a confusing process. With all the different variations available, how do you decide what type of policy is right for you? At Ethos, our mission is to make buying life insurance simple and straightforward, so we’ve provided this guide to help you understand all the different types of life insurance … Read more
One million dollars may sound like a lot of money. However, suppose you have a mortgage, outstanding debt, and loved ones who rely on you for support. In that case, a million-dollar life insurance policy becomes less of an extravagance and more of a necessity. Suppose you’re married with two children and just bought a new home … Read more
How can insurance help protect your financial future? It’s a question you may have asked yourself as you consider financial strategies to look out for yourself and your family in the years to come. Part of that strategy can include family protection plan life insurance, which, at its most basic, will help your loved ones … Read more
When you’re getting insurance for self-employment or run a small business, you might be wondering: is life insurance tax deductible? After all, the company likely relies on your wellbeing to succeed. In a similar vein, health insurance premiums can typically be used as a business expense deduction. But unfortunately, there are only a few narrow situations where … Read more
Do you anticipate receiving a tax refund this filing season? According to the IRS, 128,064,000 Americans received a refund in 2021, with an average refund amount of $2,775. If you’re among the group of tax filers getting money back from the IRS, you may be wondering how to make the most of your tax refund. You … Read more
Current and former military service members and their families can benefit from the financial security that comes with having a life insurance policy. The U.S. Department of Veterans Affairs offers multiple policies that provide affordable coverage for current servicemembers, veterans, and their families. However, there are limitations, including the amount of the death benefit associated … Read more
Life insurance helps provide peace of mind knowing your loved ones may be financially protected if you pass away suddenly. Most financial planners agree that having a life insurance policy is essential—but how much insurance do you need? When deciding if a $500,000 life insurance policy is sufficient coverage for you and your family, understand … Read more
One of the essential life insurance basics to keep in mind is that insurance companies constantly quantify risk when insuring their customers. Using all of the available information to establish premium rates, they’ll determine if they can cover you for a life insurance policy. Similar to having a dangerous hobby or an unfortunate medical history, a high … Read more
If you’ve reached a milestone in your life — getting married, having your first child, buying a house — you may be considering purchasing a life insurance policy. There’s a lot to learn before you find the policy that’s right for you, and you may be wondering what questions to ask when buying life insurance. … Read more
Many people are motivated to work hard and make informed financial decisions. They may do this to live a comfortable life themselves, but also to pass on the fruits of their efforts to the next generation. It’s nearly universal for parents to want their children to achieve tremendous success and have access to more resources … Read more
